For many Alabama consumers, bankruptcy could be the way out of a future defined by overwhelming debt, missed payments and constant harassment from creditors. We recognize that making the choice to file for bankruptcy is not easy, but our attorney will help you make decisions that will allow you to have a strong and prosperous financial future. If this legal step is the right step for you, A. Cooper Attorney at Law LLC will provide the guidance you need to navigate this process.
Our lawyer is the first in the Mobile area to offer Zero Money-Down Bankruptcy counsel. Our goal is to help you get the fresh start you need and provide the compassionate support you deserve. We can explain the benefits of this choice, as well as what to expect upon filing. We treat each case with respect, and we pledge to handle your concerns with care.
The Right Bankruptcy Chapter For You
By filing for bankruptcy, you may be able to get a fresh start, but you must first determine which chapter of consumer bankruptcy is most appropriate for your individual situation. We can help you understand the differences and benefits of the following two options:
Chapter 7 bankruptcy – This option is available for those who owe a significant amount of debt, yet do not have the income or assets to address this debt. We can explain how you may be able to keep your personal property while still discharging debt.
Chapter 13 bankruptcy – This chapter of bankruptcy is for those who earn an income, but it is not sufficient to address their debt. Chapter 13 is a popular choice for those facing foreclosure and repossessions. The details of the bankruptcy plan depend on the amount debt and income.
Stop Creditor Harassment Today!
One of the most negative effects of facing overwhelming debt is the phone calls and constant attempts from creditors to collect. We can ensure that debt collectors abide by the automatic stay, which means they can no longer contact you after filing for bankruptcy.
Unexpected situations, such as sickness, accidents, divorce, job loss and others, can lead to accumulating debt and leave you with little means to overcome it. You do not have to face it alone – Angela Cooper is ready to help you fight for a better financial future.
Learn About Your Bankruptcy Options
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers.